Self-Insurance With Genetic Testing Tools

Archive ouverte : Article de revue

Crainich, David

Edité par HAL CCSD ; Wiley

International audience. The development of genetic testing creates opportunities to better target disease prevention actions. In this article, we determine how the genetic information modifies self-insurance efforts in different health insurance market equilibria with adverse selection. We show that a regulation prohibiting insurers from using genetic information for rate-making purposes: (1) cancels the benefits of genetic testing when pooling equilibria occur and (2) does not prevent the exploitation of the benefits derived from genetic testing when separating equilibria (both of the Rothschild-Stiglitz or of the Miyazaki-Spence type) prevail in insurance markets.

Consulter en ligne

Suggestions

Du même auteur

Some implications of common consequences in lotteries

Archive ouverte: Article de revue

Crainich, David | 2019-11-30

International audience. This work studies the implications of some aspects of preferences toward risk in the choice between two binary lotteries exhibiting a common consequence. The results obtained are then applied...

Risk aversion and the value of diagnostic tests

Archive ouverte: Article de revue

Bleichrodt, Hal | 2020-03

National audience. Diagnostic tests allow better informed medical decisions when there is uncertainty about a patient’s health status and, therefore, about the desirability to undertake treatment. This paper studies...

Intensity of preferences for bivariate risk apportionment

Archive ouverte: Article de revue

Crainich, David | 2020-05

International audience. Bivariate risk apportionment is the preference for dispersing risks associated with two aspects of individuals’ well-being into different states of the world. In this paper, we propose an int...

Du même sujet

The perfect baby : a pragmatic approach to genetics / Glenn McGee

Livre | McGee, Glenn (1967-....). Auteur | 1997

Born well : prenatal genetics and the future of having children / Megan A. ...

Livre

The ethics of genetic screening / edited by Ruth Chadwick,..., Darren Shick...

Livre | 1999

Ch. 1. The Wilson and Jungner principles of screening and genetic testing. Ch. 2. Genetic screening, information and counselling in Austria. Ch. 3. The Belgian perspective on genetic screening. Ch. 4. Thalassemia prevention in Cyp...

Quality of life and human difference : genetic testing, health care, and di...

Livre | 2005

Extrait de la jaquette : "This volume brings together two important literatures for the first time. One concerns the role of quality-of-life assessments in social policy, and especially in health policy. The second concerns ethica...

Mental disorders and genetics : the ethical context / Nuffield Council on B...

Livre | 1998